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First Commonwealth Financial Corporation is a Pennsylvania business corporation established in 1982, registered as a bank holding company by the Board of Governors of the Federal Reserve System. First Commonwealth has assets of approximately $6 billion and is headquartered in Indiana, Pennsylvania. It operates through First Commonwealth Bank, in 15 counties in western and central Pennsylvania. Financial services and insurance products are provided through First Commonwealth Financial Advisors and First Commonwealth Insurance Agency. The company also jointly owns Commonwealth Trust Credit Life Insurance Company, a credit life reinsurance company.